Our Dime - Meridian Credit Union True North Audit

Meridian Credit Union

Ultimate owner (capital): Meridian Credit Union

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True North

80%

Capital: Canada

Capital: Canada (profits)

Control: Canada

Control: Canada (decisions)

Meridian Credit Union achieves a high level of economic retention as a domestically controlled, member-owned institution. Its True North score reflects a business model where capital and decision-making remain within Canada. Operations and lending activities are consistently aligned with the domestic economy.

Vector Breakdown

Inputs

medium

20 /20

The balance sheet is primarily focused on domestic lending and Canadian financial infrastructure.

Capital

Capital (profits)

high

40 /40

The entity operates as a member-owned financial cooperative where profits are retained or returned to its Canadian members.

Control

Control (decisions)

high

20 /20

Strategic control and executive decision-making are based at the Canadian headquarters with full autonomy.

Operations

medium

20 /20

The workforce and physical service infrastructure are heavily concentrated within the Canadian domestic market.

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