Our Dime - TD Insurance Insurance Provider

TD Insurance

Ultimate owner (capital): TD Insurance

Insurance Provider

Bank Owned

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True North

90%

Capital: Canada

Capital: Canada (profits)

Control: Canada

Control: Canada (decisions)

TD Insurance demonstrates high economic retention for Canada. As a Canadian-anchored financial entity, its profits and strategic control are likely domestic, contributing to a high True North score. Operational presence is significant, though specific input and reinsurance flows remain opaque.

Vector Breakdown

Inputs

low

10 /20

Float management and reinsurance arrangements are not disclosed; mixed domestic and global inputs are likely.

Capital

Capital (profits)

medium

40 /40

Canadian legal entity signal; ultimate ownership beyond this entity is not fully verified.

Control

Control (decisions)

medium

20 /20

Strategic control likely domestic based on Canadian legal entity signal; governance details not verified.

Operations

medium

20 /20

Significant Canadian footprint likely based on domestic brand positioning; specific claims adjudication locations are not verified.

Brands & Product Lines

TD Insurance

ON, QC, BC, AB, MB, SK, NB, NS, PE, NL

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